Who Should Be Shopping PA’s Health Insurance
2, 2013- Tom Joseph
Pa. - Heavy volume and some lengthy delays marked Day One - but in the long
run, the new health-insurance marketplace may be just what the doctor ordered
for more than 1 million adults and children in Pennsylvania.
the estimated number of people living in the state who would be eligible for a
tax credit to help lower their cost of health insurance. Sharon Ward, director
of the Pennsylvania Budget and Policy Center, said the marketplace represents a
journey toward meeting the health-care needs of individuals and families across
they have coverage, they're healthier, they get the right care at the right
time," she said. "They aren't using emergency rooms, have access to
preventive care; and also help to reduce health-care costs over the long
said the marketplace is designed for those who don't have health insurance
through their employers and are not eligible for Medicare, Medicaid, or CHIP.
with health insurance need not make any changes to their coverage, Ward said,
but may be wise to get to know the marketplace.
you currently have health insurance, but you lose it in the future, you may
want to pay attention to the exchange," she said, "because it's a
place where you'll be able to shop for affordable insurance until you get new
coverage from an employer."
insurance-seekers run up against problems getting what they need from the
marketplace in the early going, Ward said, there's no reason to panic.
almost three months that people have to shop and purchase an insurance plan
that will go into effect in January," she said, "so there's plenty of
time to make sure everyone who wants health insurance can find it."
opted not to create its own state-based health insurance exchange, so it's
using the federal marketplace, at healthcare.gov.